Terms of service
Effective Date: 2/9/26
Website: themutualman.com
Business Name: [The Mutual Man / Cozy City Living II LLC]
1. Agreement to Terms
By accessing or using this website, purchasing products, or participating in coaching or community spaces, you agree to these Terms of Service.
If you do not agree, please do not use this website.
2. Use of This Website
You agree to use this website lawfully and respectfully. You must not:
• Copy, reproduce, or steal content or artwork
• Resell or redistribute digital products
• Misuse coaching or community spaces
• Attempt to hack or disrupt the website
• Use the site for fraudulent purposes
We reserve the right to refuse service to anyone for misuse.
3. Intellectual Property
All content on this website is owned by [Business Name], including:
• Artwork and wallpapers
• Logos and branding
• Videos, text, and resources
• Coaching materials
• Course or community content
You may not copy, sell, or distribute any materials without written permission.
Purchasing a product does not transfer ownership of the content.
4. Digital Products
All digital products are for personal use only.
You may not:
• Share files with others
• Resell or redistribute them
• Use them commercially without permission
Due to the nature of digital products, they are typically non-refundable.
5. Coaching Services
Coaching is for educational and personal development purposes only.
It is not therapy, medical care, legal advice, or financial advice.
You are responsible for your own decisions and actions. Results vary by individual.
6. Payments
All payments must be made in full at the time of purchase unless otherwise stated.
We use secure third-party payment processors. We do not store full payment details.
7. Refunds and Cancellations
Refunds are governed by our Refund Policy.
Coaching sessions may require advance notice for cancellations. Missed sessions may be forfeited.
8. Community Conduct
If you join a community space (Skool, Discord, etc.), you agree to:
• Be respectful
• Not harass or harm others
• Not share paid content outside the group
We may remove members who violate these standards.
9. Limitation of Liability
We are not liable for:
• Personal decisions made based on content or coaching
• Indirect or incidental damages
• Losses related to website use
All services and content are provided “as is.”
10. Changes to Terms
We may update these Terms at any time. Continued use of the website means you accept the updated Terms.
11. Contact Information
For questions, contact:
TheMutualMan
Email: themutualmanbiz@gmail.com